The Holistic Retirement Podcast

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The Risk Multiplier

There are a lot of risks we have to consider when we are planning for retirement. However, one of the biggest risks is longevity risk. We will discuss why longevity can increase your risk in other areas of retirement if you are not proactive and some ways you may be able to protect your plan.

Show Notes:

Retirement Rescue TOOLKIT: https://bit.ly/36RIDs3

Website: http://carolinaretirementresources.com/

Phone: 800-646-5996

Tax Efficiency In Retirement

Taxes are one of the inevitable factors of life, so it's important that we have an efficient plan in this area. Richard will talk about some common strategies in this tax environment and how they can greatly affect your plan if carried out properly.

Show Notes:

Retirement Rescue TOOLKIT: https://bit.ly/36RIDs3

Website: http://carolinaretirementresources.com/

Phone: 800-646-5996

Are You Making These Classic Pre-Retiree Mistakes?

There are some financial planning blunders that are interesting to talk about but are quite rare in reality. On the other hand, there are some financial planning mistakes that happen far too often. Let’s talk about the mistakes so many people have made in the past it has made them “classic”.

Show Notes:

Retirement Rescue TOOLKIT: https://bit.ly/36RIDs3

Website: http://carolinaretirementresources.com/

Phone: 800-646-5996

Coming Disruptions

The retirement landscape has changed a lot in recent times. Pensions have gone away for the most part and retirees are now left to take income from their own nest egg. We will go over some issues that can pop up when doing this and offer potential solutions.

Show Notes:

Retirement Rescue TOOLKIT: https://bit.ly/36RIDs3

Website: http://carolinaretirementresources.com/

Phone: 800-646-5996

Market Volatility

The conflict between Russia and Ukraine has a lot of investors worried about volatility in the market. But there are ways to position your portfolio to lessen the impact of volatile times. Richard will discuss some of these strategies and why you should never try to time the market.

Show Notes:

Retirement Rescue TOOLKIT: https://bit.ly/36RIDs3

Website: http://carolinaretirementresources.com/

Phone: 800-646-5996

The Financial Dictionary

Let’s step into the classroom again to cover some financial buzzwords. Are these important to know? What are they? How do they impact you? We’ll answer those questions and more as we always look to educate you a little bit on the show.

Show Notes:

Retirement Rescue TOOLKIT: https://bit.ly/36RIDs3

Website: http://carolinaretirementresources.com/

Phone: 800-646-5996

Roth IRAs 101

We'll go over the ins and outs of Roth IRAs, one of the most popular investment vehicles. Make sure that you're getting the most out of your Roth IRA account.

Show Notes:

Retirement Rescue TOOLKIT: https://bit.ly/36RIDs3

Website: http://carolinaretirementresources.com/

Phone: 800-646-5996

Inflation Update

Inflation continues to be a huge economic topic around the country, with no end in sight. We'll dive into the latest numbers and see how they could impact your retirement plan going forward.

Show Notes:

Retirement Rescue TOOLKIT: https://bit.ly/36RIDs3

Website: http://carolinaretirementresources.com/

Phone: 800-646-5996

Retirement Constants That Affect Everyone

While there are some factors that are different for everyone in retirement planning (variables), there are also constants that affect everyone, no matter the specifics of your situation. How do we plan around these constants?

Show Notes:

Retirement Rescue TOOLKIT: https://bit.ly/36RIDs3

Website: http://carolinaretirementresources.com/

Phone: 800-646-5996

Inherited IRAs

This episode is all about inherited IRAs. We will go over the special rules for this investment and why it's a good idea to seek a financial advisor if you find yourself in this situation.

Show Notes:

Retirement Rescue TOOLKIT: https://bit.ly/36RIDs3

Website: http://carolinaretirementresources.com/

Phone: 800-646-5996

Mistakes That Responsible Retirees Might Be Making

Oftentimes, those who have been diligent savers and who consider themselves financially responsible will think that it means they haven't made any mistakes with their retirement plan. That isn't always true. While being responsible can certainly help avoid certain financial missteps, there are still some traps that you can fall into. Richard will detail what mistakes to watch out for, and how to avoid them.

Show Notes:

Retirement Rescue TOOLKIT: https://bit.ly/36RIDs3

Website: http://carolinaretirementresources.com/

Phone: 800-646-5996

Addressing Inflation In Your Retirement Plan

Recently, we have felt the impact of inflation in many goods and services. We don't usually feel inflation year to year, but it's always there and can destroy a retirement plan if there's no preparation to address it. Richard will talk about the long term impact inflation can have on your retirement and how you might be able to hedge against it.

Show Notes:

Retirement Rescue TOOLKIT: https://bit.ly/36RIDs3

Website: http://carolinaretirementresources.com/

Phone: 800-646-5996

How The $3.5 Trillion Spending Bill Could Impact Your Retirement

We have witnessed the government spend a lot of money over the past year and it doesn't seem to be stopping anytime soon. There is a proposed bill that will cost us $3.5 trillion dollars. Richard will discuss some of the retirement tax provisions included in this bill and the massive impact this bill could have on your retirement if it becomes law.

Show Notes:

Retirement Rescue TOOLKIT: https://bit.ly/36RIDs3

Website: http://carolinaretirementresources.com/

Phone: 800-646-5996

Rebuilding Your Finances After A Divorce

A divorce can not only devastate you emotionally, but it can completely wreck your financial stability. However, there are actions you can take to rebuild your finances. Richard will talk about some of these steps on today's show and the importance of making sacrifices now, so that you can have the retirement you want later down the road.

Show Notes:

Retirement Rescue TOOLKIT: https://bit.ly/36RIDs3

Website: http://carolinaretirementresources.com/

Phone: 800-646-5996

401(k) FAQ

Let’s address some frequent questions that we get from listeners about their 401Ks.

Show Notes:

Retirement Rescue TOOLKIT: https://bit.ly/36RIDs3

Website: http://carolinaretirementresources.com/

Phone: 800-646-5996

3 Reasons To Put Mining Metals On Your Radar

We have discussed the use of precious metals on the podcast, but today we discuss a different category in the world of metals. Metals such as lithium and cobalt are needed to make various products and we might see a rise in demand for these types of metals in the near future. Richard will discuss the top 3 reasons why it might be a good idea to invest in these metals on today's show.

Show Notes:

Retirement Rescue TOOLKIT: https://bit.ly/36RIDs3

Website: http://carolinaretirementresources.com/

Phone: 800-646-5996

Most Common Retirement Planning Mistakes

There are dozens of mistakes that you can make when it comes to retirement planning. These are the most common ones that Richard runs into in his practice.

Show Notes:

Retirement Rescue TOOLKIT: https://bit.ly/36RIDs3

Website: http://carolinaretirementresources.com/

Phone: 800-646-5996

Have You Factored Inflation Into Your Retirement Plan?

Inflation can pose an enormous risk to any retirement plan and many people fail to factor this risk in. Richard discusses the problems people face when they fail to plan for inflation and some potential strategies that can potentially protect your plan.

Show Notes:

Retirement Rescue TOOLKIT: https://bit.ly/36RIDs3

Website: http://carolinaretirementresources.com/

Phone: 800-646-5996

Should You Pay Off Your Mortgage Or Invest?

Many pre-retirees wonder if they should pay off their house before they go into retirement, or if it’s okay to still carry a mortgage in this phase of life. Richard will give us some considerations when making this important decision and some common situations he sees with his clients.

Show Notes:

Retirement Rescue TOOLKIT: https://bit.ly/36RIDs3

Website: http://carolinaretirementresources.com/

Phone: 800-646-5996

Why Should You Invest In The Market?

We have heard for years how important it is to invest in the stock market. But some people don't know the exact reasoning to do this. Richard will talk to us about the different risks you may be able to minimize by putting money in the stock market and how impactful it can be in a retirement plan.

Show Notes:

Retirement Rescue TOOLKIT: https://bit.ly/36RIDs3

Website: http://carolinaretirementresources.com/

Phone: 800-646-5996

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