The Holistic Retirement Podcast

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Rebuilding Your Finances After A Divorce

A divorce can not only devastate you emotionally, but it can completely wreck your financial stability. However, there are actions you can take to rebuild your finances. Richard will talk about some of these steps on today's show and the importance of making sacrifices now, so that you can have the retirement you want later down the road.

Show Notes:

Retirement Rescue TOOLKIT: https://bit.ly/36RIDs3

Website: http://carolinaretirementresources.com/

Phone: 800-646-5996

401(k) FAQ

Let’s address some frequent questions that we get from listeners about their 401Ks.

Show Notes:

Retirement Rescue TOOLKIT: https://bit.ly/36RIDs3

Website: http://carolinaretirementresources.com/

Phone: 800-646-5996

3 Reasons To Put Mining Metals On Your Radar

We have discussed the use of precious metals on the podcast, but today we discuss a different category in the world of metals. Metals such as lithium and cobalt are needed to make various products and we might see a rise in demand for these types of metals in the near future. Richard will discuss the top 3 reasons why it might be a good idea to invest in these metals on today's show.

Show Notes:

Retirement Rescue TOOLKIT: https://bit.ly/36RIDs3

Website: http://carolinaretirementresources.com/

Phone: 800-646-5996

Most Common Retirement Planning Mistakes

There are dozens of mistakes that you can make when it comes to retirement planning. These are the most common ones that Richard runs into in his practice.

Show Notes:

Retirement Rescue TOOLKIT: https://bit.ly/36RIDs3

Website: http://carolinaretirementresources.com/

Phone: 800-646-5996

Have You Factored Inflation Into Your Retirement Plan?

Inflation can pose an enormous risk to any retirement plan and many people fail to factor this risk in. Richard discusses the problems people face when they fail to plan for inflation and some potential strategies that can potentially protect your plan.

Show Notes:

Retirement Rescue TOOLKIT: https://bit.ly/36RIDs3

Website: http://carolinaretirementresources.com/

Phone: 800-646-5996

Should You Pay Off Your Mortgage Or Invest?

Many pre-retirees wonder if they should pay off their house before they go into retirement, or if it’s okay to still carry a mortgage in this phase of life. Richard will give us some considerations when making this important decision and some common situations he sees with his clients.

Show Notes:

Retirement Rescue TOOLKIT: https://bit.ly/36RIDs3

Website: http://carolinaretirementresources.com/

Phone: 800-646-5996

Why Should You Invest In The Market?

We have heard for years how important it is to invest in the stock market. But some people don't know the exact reasoning to do this. Richard will talk to us about the different risks you may be able to minimize by putting money in the stock market and how impactful it can be in a retirement plan.

Show Notes:

Retirement Rescue TOOLKIT: https://bit.ly/36RIDs3

Website: http://carolinaretirementresources.com/

Phone: 800-646-5996

Retirement Blind Spots, Part 2

On the last episode, we discussed retirement blind spots that many people don't see coming. We continue this conversation today with a focus on medical costs and taxes.

Show Notes:

Retirement Rescue TOOLKIT: https://bit.ly/36RIDs3

Website: http://carolinaretirementresources.com/

Phone: 800-646-5996

Retirement Blind Spots, Part 1

Most retirees and pre-retirees have blind spots in their retirement plan—things that they never knew they needed to be thinking about. Richard will explain how each of these blind spots can be problematic if you do not plan accordingly.

Show Notes:

Retirement Rescue TOOLKIT: https://bit.ly/36RIDs3

Website: http://carolinaretirementresources.com/

Phone: 800-646-5996

Should I Worry About Inflation?

The topic of inflation has been getting a lot of attention from the mainstream media lately. People are worried that inflation is going to continue to rise and skyrocket. As with any piece of news media, it's important that we take a step back and look at what's actually going on to see if it should be a top concern.

Show Notes:

Retirement Rescue TOOLKIT: https://bit.ly/36RIDs3

Website: http://carolinaretirementresources.com/

Phone: 800-646-5996

Roth Conversion Conversation

Taxes are a big focal point for retirees and this will likely continue into the future. So can a Roth be a good choice for you? Can a conversion be a useful tool for you? This week we discuss the conversion conversation.

Show Notes:

Retirement Rescue TOOLKIT: https://bit.ly/36RIDs3

Website: http://carolinaretirementresources.com/

Phone: 800-646-5996

Emotions and Investing

Emotions are prevalent in our everyday lives, so it is not surprising that some people will invest their money emotionally. Richard will discuss why we should try to avoid emotional investing and the importance of keeping the course of a plan.

Show Notes:

Retirement Rescue TOOLKIT: https://bit.ly/36RIDs3

Website: http://carolinaretirementresources.com/

Phone: 800-646-5996

4 Key Items A Financial Plan Must Address

We talk all the time on the podcast about how a financial plan should be comprehensive. It's no use to have a plan that only tackles a few areas, but leaves a lot of key items out. We focus on the 4 key items that any financial plan should address and why they are so significant.

Show Notes:

Retirement Rescue TOOLKIT: https://bit.ly/36RIDs3

Website: http://carolinaretirementresources.com/

Phone: 800-646-5996

Biggest Issues With Initial Financial Plan

When potential clients come in for the first time to sit down with an advisor, they usually have a lot of initial issues because of the lack of a plan. We talk about the 3 main issues that new clients often have and how to address them.

Show Notes:

Retirement Rescue TOOLKIT: https://bit.ly/36RIDs3

Website: http://carolinaretirementresources.com/

Phone: 800-646-5996

Portfolio Disasters

There are a number of unexpected events that can take a real toll on your portfolio. Richard helps highlight a few of those events and how you can better prepare for them before they happen.

Show Notes:

Retirement Rescue TOOLKIT: https://bit.ly/36RIDs3

Website: http://carolinaretirementresources.com/

Phone: 800-646-5996

Market Corrections

If you're invested in the stock market, market corrections are inevitable. We start to feel emotional when we see our portfolio going down and this can cause us to act irrationally. Richard talks to us about what market corrections are and how you may be able to dampen the impact of them with proper planning.

Show Notes:

Retirement Rescue TOOLKIT: https://bit.ly/36RIDs3

Website: http://carolinaretirementresources.com/

Phone: 800-646-5996

Inflation Risk & How It Affects You

Inflation risk is also called purchasing power risk and it is the chance that your income from your retirement income plan won't be worth as much or purchase fewer goods and services later in retirement because of changes in purchasing power due to inflation.

Show Notes:

Retirement Rescue TOOLKIT: https://bit.ly/36RIDs3

Website: http://carolinaretirementresources.com/

Phone: 800-646-5996

New Administration In 2021

This podcast was recorded on Inauguration Day 2021. We discuss what we might see in 2021, the market, and of course, the incoming administration. 

Show Notes:

Retirement Rescue TOOLKIT: https://bit.ly/36RIDs3

Website: http://carolinaretirementresources.com/

Phone: 800-646-5996

Financial Dictionary

The financial world is certainly full of terms and jargon that most people don't understand. So we take time on this episode to discuss a few "key" terms we all hear and what they could mean for you and your plan.

Show Notes:

Retirement Rescue TOOLKIT: https://bit.ly/36RIDs3

Website: http://carolinaretirementresources.com/

Phone: 800-646-5996

Emotion Is The Enemy

Life is a series of risk vs return, isn't it? Certainly our finances and retirement are the same. As emotional beings, it is difficult to completely keep our emotions at bay, but learning to control them may contribute to our financial success.

Show Notes:

Retirement Rescue TOOLKIT: https://bit.ly/36RIDs3

Website: http://carolinaretirementresources.com/

Phone: 800-646-5996

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