The Holistic Retirement Podcast

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Retirement Blind Spots, Part 1

Most retirees and pre-retirees have blind spots in their retirement plan—things that they never knew they needed to be thinking about. Richard will explain how each of these blind spots can be problematic if you do not plan accordingly.

Show Notes:

Retirement Rescue TOOLKIT: https://bit.ly/36RIDs3

Website: http://carolinaretirementresources.com/

Phone: 800-646-5996

Should I Worry About Inflation?

The topic of inflation has been getting a lot of attention from the mainstream media lately. People are worried that inflation is going to continue to rise and skyrocket. As with any piece of news media, it's important that we take a step back and look at what's actually going on to see if it should be a top concern.

Show Notes:

Retirement Rescue TOOLKIT: https://bit.ly/36RIDs3

Website: http://carolinaretirementresources.com/

Phone: 800-646-5996

Roth Conversion Conversation

Taxes are a big focal point for retirees and this will likely continue into the future. So can a Roth be a good choice for you? Can a conversion be a useful tool for you? This week we discuss the conversion conversation.

Show Notes:

Retirement Rescue TOOLKIT: https://bit.ly/36RIDs3

Website: http://carolinaretirementresources.com/

Phone: 800-646-5996

Emotions and Investing

Emotions are prevalent in our everyday lives, so it is not surprising that some people will invest their money emotionally. Richard will discuss why we should try to avoid emotional investing and the importance of keeping the course of a plan.

Show Notes:

Retirement Rescue TOOLKIT: https://bit.ly/36RIDs3

Website: http://carolinaretirementresources.com/

Phone: 800-646-5996

4 Key Items A Financial Plan Must Address

We talk all the time on the podcast about how a financial plan should be comprehensive. It's no use to have a plan that only tackles a few areas, but leaves a lot of key items out. We focus on the 4 key items that any financial plan should address and why they are so significant.

Show Notes:

Retirement Rescue TOOLKIT: https://bit.ly/36RIDs3

Website: http://carolinaretirementresources.com/

Phone: 800-646-5996

Biggest Issues With Initial Financial Plan

When potential clients come in for the first time to sit down with an advisor, they usually have a lot of initial issues because of the lack of a plan. We talk about the 3 main issues that new clients often have and how to address them.

Show Notes:

Retirement Rescue TOOLKIT: https://bit.ly/36RIDs3

Website: http://carolinaretirementresources.com/

Phone: 800-646-5996

Portfolio Disasters

There are a number of unexpected events that can take a real toll on your portfolio. Richard helps highlight a few of those events and how you can better prepare for them before they happen.

Show Notes:

Retirement Rescue TOOLKIT: https://bit.ly/36RIDs3

Website: http://carolinaretirementresources.com/

Phone: 800-646-5996

Market Corrections

If you're invested in the stock market, market corrections are inevitable. We start to feel emotional when we see our portfolio going down and this can cause us to act irrationally. Richard talks to us about what market corrections are and how you may be able to dampen the impact of them with proper planning.

Show Notes:

Retirement Rescue TOOLKIT: https://bit.ly/36RIDs3

Website: http://carolinaretirementresources.com/

Phone: 800-646-5996

Inflation Risk & How It Affects You

Inflation risk is also called purchasing power risk and it is the chance that your income from your retirement income plan won't be worth as much or purchase fewer goods and services later in retirement because of changes in purchasing power due to inflation.

Show Notes:

Retirement Rescue TOOLKIT: https://bit.ly/36RIDs3

Website: http://carolinaretirementresources.com/

Phone: 800-646-5996

New Administration In 2021

This podcast was recorded on Inauguration Day 2021. We discuss what we might see in 2021, the market, and of course, the incoming administration. 

Show Notes:

Retirement Rescue TOOLKIT: https://bit.ly/36RIDs3

Website: http://carolinaretirementresources.com/

Phone: 800-646-5996

Financial Dictionary

The financial world is certainly full of terms and jargon that most people don't understand. So we take time on this episode to discuss a few "key" terms we all hear and what they could mean for you and your plan.

Show Notes:

Retirement Rescue TOOLKIT: https://bit.ly/36RIDs3

Website: http://carolinaretirementresources.com/

Phone: 800-646-5996

Emotion Is The Enemy

Life is a series of risk vs return, isn't it? Certainly our finances and retirement are the same. As emotional beings, it is difficult to completely keep our emotions at bay, but learning to control them may contribute to our financial success.

Show Notes:

Retirement Rescue TOOLKIT: https://bit.ly/36RIDs3

Website: http://carolinaretirementresources.com/

Phone: 800-646-5996

Issues To Consider In Your Retirement Plan

When it comes to retirement planning, there are many items you have to consider when putting together the plan that will work for you. But on today's show we discuss 4 key items that you may want to take a closer look at when assembling your plan.

Show Notes:

Retirement Rescue TOOLKIT: https://bit.ly/36RIDs3

Website: http://carolinaretirementresources.com/

Phone: 800-646-5996

6 Tax Mistakes That Could Ruin Your Retirement

Assuming you still have some form of income, tax planning does not end once you retire. The (IRS) will always expect you to pay taxes on your retirement income. For those who are well prepared to maintain their standard of living in retirement, many find their tax bills are similar to when they were working full time. Some of you may even find you are paying more in taxes; this is common for retiring business owners. As the saying goes, nothing is certain except death and taxes. How can you make the most of your retirement investments and keep more of your hard-earned retirement income from getting sucked up by taxes?

Show Notes:

Retirement Rescue TOOLKIT: https://bit.ly/36RIDs3

Website: http://carolinaretirementresources.com/

Phone: 800-646-5996

Retirement Concerns

Today we address 5 concerns we often hear from retirees. Richard will discuss each of these points and offer possible solutions so you can take these concerns off your list.

Show Notes:

Retirement Rescue TOOLKIT: https://bit.ly/36RIDs3

Website: http://carolinaretirementresources.com/

Phone: 800-646-5996

4 Ways To Slash Expenses In Retirement

It can feel scary going from working to retirement. Most people worry about how they will pay for their expenses. That's why on today's show we discuss a few ideas for reducing our lifestyle costs in retirement that gives you more flexibility with your money.

Show Notes:

Retirement Rescue TOOLKIT: https://bit.ly/36RIDs3

Website: http://carolinaretirementresources.com/

Phone: 800-646-5996

2020 Election Year

We are currently in a volatile election year for many reasons, but we will put the political talk to the side today. Instead, let's look at taxes, the market, and the economy during an election year.

Show Notes:

Retirement Rescue TOOLKIT: https://bit.ly/36RIDs3

Website: http://carolinaretirementresources.com/

Phone: 800-646-5996

Football & Financial Planning

Football is back in most parts of the country, so it seems like a good time to see what we can learn about financial planning from the boys on the gridiron.

Show Notes:

Retirement Rescue TOOLKIT: https://bit.ly/36RIDs3

Website: http://carolinaretirementresources.com/

Phone: 800-646-5996

Paying For Long Term Care

For many people, paying for long-term care services will have to come from personal savings and personal assets, either because they did not purchase a long-term care policy, or they do not qualify for Medicaid. We discuss a few other options this week.

Show Notes:

Retirement Rescue TOOLKIT: https://bit.ly/36RIDs3

Website: http://carolinaretirementresources.com/

Phone: 800-646-5996

10 Questions To Ask Before Buying An Annuity

This episode offers 10 great questions to work through before getting into an annuity. Richard breaks it down for us to help us better prepare should an annuity be on our radar.

Show Notes:

Retirement Rescue TOOLKIT: https://bit.ly/36RIDs3

Website: http://carolinaretirementresources.com/

Phone: 800-646-5996

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